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Compared To What?


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#21 blondchaser

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Posted 10 December 2009 - 07:54 PM

For codgers, try SAGA---

#22 Lancelot

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Posted 10 December 2009 - 10:10 PM

My Pic insurance is due in January, but we'll be in OZ then, so I'll have to start looking soon. I pay for 12 months even though I'm not here for 12 months. I've though of letting it lapse while I'm in OZ but never done it.
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#23 Neily

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Posted 01 February 2010 - 06:36 PM

Now here's a thing ....

Last year, I found that Privilege were just about the cheapest for me and seemed like a decent, reliable company too.

So I was a bit surprised when this year the renewal showed a a double-digit percentage rise (after taking into consideration a special 'discount' that they were applying to the renewal as an existing customer).

After spitting out my cornflakes, I called them to ask how they could justify such a large rise in such these hard financial times and almost instantly, they said they could 'do' it for rather a lot less.

From which I learned:-

a - That they really do think they can get away with putting up your prices because you won't notice when you come to renew.
b - That if you question it, they'll give you a better deal.
c - That loyalty discounts are merely a smokescreen.

I would add that Privilege are still good value - I did shop around and didn't find a significantly better deal - but they don't give you their best deal automatically. I imagine that goes for every other insurance company too.

#24 granpa

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Posted 21 March 2012 - 09:15 AM

If using comparison sites do not settle for one only, you could have picked the wrong one, my site rejection was Compare The Market, all returned quotes were hundreds of pounds dearer, those claiming a better deal for elderly drivers were also kicked into touch, Saga etc could not even get into the comparison site ratings and direct quotes from these 'specialist' companies also failed to deliver a reasonable price.

#25 stimulator

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Posted 21 March 2012 - 10:12 AM

I used money supermarket last Nov.

the company we were with came out 24th even as anew customer, it was more expensive than their renewal.

SAGA came top but not with all the bits added.

Believe it or not the AA was best for us last year.

No doubt it will be someone else next year though.

Loyalty what loyalty no such thing these days.
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#26 Guest_Goinker_*

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Posted 02 April 2012 - 01:05 PM

Last December, I had quotes from Saga, and we did take the insurance in the end, but I found to my surprise, that Saga and the AA are all part of the same Company. My renewal from the AA was over £140 dearer and with a higher excess than Saga's quote for the same insurance cover with a lower excess, and cover was provided by the same insurer (Acronas). Since we are about to change cars from my Wife's 2005 1.4GSi Hyundai Getz to a 2010 C3 Pic 1.6HDi Exclusive, I rang them for a quote, and was told that on changeover for the remaining 7 months of cover, I would need to pay an extra £25.60, of which, £12 was the 'Admin fee'. All this was on an original premium of £119 (Comprehensive cover not TPFT). I accept that we live in a relatively low risk area (North Derbyshire) we are both 65 and retired, 6k miles a year and protected NCB with no claims or accidents, but the prices some of you guys are being quoted seems ridiculous. Incidentally, I'd also recommend your going via the Moneysavingexpert site, but don't forget to check sites like Topcashback or Quidco for possible cashback. As Tesco keep telling us, "Every little helps", and yes, I am a "Tightarse"!
Keith.